Our Clients

Our Clients

Our clients are families whose affairs are complex enough to need one team holding them together, but not large enough to justify an office of their own. Their companies, trusts, property and investments each come with their own advisors, and someone has to connect the dots.

Who We Work With

Families tend to come to us when several of these are true.

High Net Worth
Significant family wealth, with tax, structure and succession decisions that are costly to get wrong.
Multi-Entity Structures
Operating companies, holding companies, trusts and personal accounts spread across several institutions.
Disconnected Advisors
An accountant, an investment advisor and a lawyer, each engaged for one part, with no one engaged to join the parts together.
Post-Liquidity or Inheritance
A recent business sale or inheritance that reshaped the balance sheet.
Succession Ahead
A founder or senior family member preparing to hand over the business, the wealth and the decisions that go with them.
Trusts and Private Investments
Family trusts nearing key dates, and fund commitments with capital calls to track.

Businesses and Investments

After a Business Sale

After a sale, we report on the proceeds, the companies that remain and any new commitments, and plan the cash and tax that follow.

Business Owners

We coordinate your family’s finances with the business: pay and dividends, shareholder loans, tax planning and early preparation for a sale or succession.

Professionals and Executives

Whether your career brings a professional corporation, equity compensation or both, we oversee the cash flow and plan the tax.

Private Investments

We track commitments, capital calls and distributions across funds and company stakes, so cash needs are planned early.

Real Estate Owners

When each building has its own company, we oversee those companies’ finances, so you see each building and the whole portfolio.

Complex Family Holdings

Across several companies, trusts and accounts, we prepare consolidated reporting, reconcile intercompany balances and keep a calendar of obligations.

Family Structures and Giving

Estates and Trusts

We work through ownership, estate liquidity and upcoming trust milestones with you and your lawyer, who drafts the documents.

Family Giving and Foundations

We help plan the family’s giving and keep the books, receipts and annual filings of a foundation it runs.

The Next Generation

We help the next generation understand what the family owns, why it is arranged that way and how decisions are made.

Changes Across Generations and Borders

When Responsibilities Change

We help families prepare before the person overseeing their finances retires, falls ill or dies. For families we already work with, current records are then ready for those authorized to act.

After a Divorce

During or after a separation, we help you understand your financial position, set a new household budget and coordinate account and signing changes with your lawyer.

Cross-Border Families

When family members, holdings or plans cross a border, we handle the Canadian tax work and coordinate with your US preparer and other advisors abroad.

Three Questions Worth Asking

Does your family have a current view of what it owns, owes and has committed?
Are decisions about tax, cash needs and succession considered together?
Would agreed responsibilities continue if the person who usually handles them were unavailable?

Not Sure Which Fits?

If any of these gives you pause, that is where to start.

Arrange a conversation